Benefits of Health Insurance in India
- a health insurance policy bears an expense of a hospital in case of health-related issues.
- It reduces your hospital expenses going out of your pocket by the cashless and network of hospitals.
- In any situations like a pandemic outbreak health insurance is necessary.
- Those who are planning to have a family can have a health insurance to cover maternity and newborn baby expenses.
- If you have a medical insurance policy, you can reduce the cost of major surgeries such as liver transplant, open-heart surgery, cataract surgery etc.
- Medical emergency can drain out your savings. Having a health insurance for family leaves you and your family peace of mind.
- If you are confused with which health insurance policy to buy then you can buy a standard health insurance called Arogya Sanjeevani health insurance policy, it also covers COVID – 19 treatment.
- Cashless medical treatment.
- Pre and post hospitalization expense coverage.
- Ambulance fees
- No claim bonus (NCB)
- Room rent: if your health insurance policy covers the room rent up to 2000 and your room cost incurred is 3000 then the difference amount i.e. 1000 you have pay from your pocket.
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