Travel Insurance Plans
There are several variants available to cater the needs of the domestic travel insurance india and abroad.
Following list shows the types of travel insurance plans
- Domestic Travel Insurance:
In domestic travel insurance online, the travel insurance policy holder will be insured to travel within the boundary of the country and is covered with financial emergencies, medical covers and loss of baggage and personal accidental cover.
- International travel insurance:
In this type of insurance the plan covers individuals as well as the entire family travelling overseas. This type of insurance covers medical expenses, dental expenses, financial cash assistance, flight delays, trip cancellation, passport loss, loss or delay of check in baggage etc. some travel insurance policy also covers the house till back to home.
- Family travel insurance:
This type of travel insurance covers the entire family travelling overseas. This type of policy usually covers the travel insurance policy holder, spouse and children. In this type of travel insurance each member of a family is covered with the medical, loss of passport and loss or delay in baggage check in etc.
- Senior citizen travel insurance:
This type of travel insurance is designed specially for senior citizens. This type of travel insurance is similar to health insurance. This type of insurance covers financial emergencies, loss or theft of passport, dental expenses, loss or delay in check in etc.
Also covers overseas insurance for senior citizens.
- Student travel insurance:
Student travel insurance is meant to students for their studies in abroad. It has an extended validity up to 2 years. In addition to the basic insurance coverage, it also covers study interruption, medical emergencies and bail bond and two way compassionate visit for the insured and the family member amongst others.
- Corporate travel insurance:
This type of travel insurance is meant to design the needs of corporates for their business reasons. It has a validity of up to 1 year. In this 1 year period the travel insurance policy holder can travel several times. It covers flight delay, medical expenses, loss of baggage, missed connecting flight and so on.
- Group travel insurance:
This type of travel insurance is meant for the group of people travelling together. That is organized tour, industrial training, official tours and pilgrimage tours. It covers personal accident, loss of baggage.
- Medical Travel insurance:
This type of travel insurance is specially meant for medical coverage. It provides financial assistance in case of medical emergencies, dental expenses, medical evacuation etc.
- Multi-trip Travel insurance:
In this travel insurance, it covers the travel insurance policy holder who travel overseas multiple times in a year. This type of insurance is purchase by the people who travel abroad most frequently.
- Single trip travel insurance:
This type of travel insurance covers only for one single journey. Its validity starts from the moment the travel insurance policy holder start the journey and ends at returning home. This type if international travel insurance covers medical, delay or loss of check in baggage etc.
- Baggage insurance:
Baggage insurance is meant to cover loss or theft of the baggage during the travel.
- Flight insurance:
In flight travel insurance, the travel insurance policy holder is covered with the not foreseen flight related emergencies like fault if the airline or their staff. It covers both health and baggage, medical cover, accidental death delay of loss of check in baggage, flight cancellation, flight hijack etc.
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